What we Offer
OBL Financial Services, Inc. can assist your equipment purchases for your business. However, we also offer specialization in some industries. Look at our Services to find the section that best fits your needs.
OBL Financial Services, Inc. has the experience and resources to assist you in financing or leasing your equipment needs. As an independent equipment finance broker in business since 1979, OBL has a wide range of lenders to meet your specific needs. Let our expertise streamline the process by eliminating your need to contact various lenders and experiencing the frustration of repeating the same process over and over again. We are not restricted by the policies of one lender. As our partnership grows and your needs change over time, we have the flexibility to change with you, and find the right lender for you.
Frequently Asked Questions
What is your rate?
Rate is a measure of credit risk and is comprised of variables differing for each customer such as time in business, industry you are in, past borrowing history, amount seeking to borrow, and personal credit score. It is important to make sure you are able to afford the monthly payment. Timely payments go a long way in reducing credit risk.
Can you get me approved?
OBL has long standing relationships with numerous finance companies which allow us the ability to get many customers approved. Some factors leading to declines include past slowness on borrowing, unpaid child support payments, recent bankruptcies, and large unpaid tax liens or judgements. If there is a way to get you approved, we will work hard to find it.
I don't want a lease, can you still help me?
Yes, most contracts OBL currently works on are comprised of equipment finance agreements (EFA) and not leases. An EFA works similar to a loan contract where you own the equipment and our lender is just a lien holder. If your situation determines that a lease is the best option, we can assist in putting that together for you.